One tap. Your best card, chosen in 50 ms.

Tapd works with the credit cards you already carry. Each time you pay, it picks the one that earns the most on that purchase, so every card's rewards actually get used.

Join the waitlist See how it works

Private beta planned for 2027.

Corner café
Example purchase
$6.40
Dining points: 4x at cafés picked in 31 ms

Most people carry several rewards cards and have a couple of seconds at the register to choose one. Nobody runs the numbers, so the rewards go to whichever card is on top.

How it works

Add the cards you already have once. After that you just tap, and Tapd does the math.

  1. Add your cards

    The cards you already have, from the banks you already use. No new credit line.

  2. Tap to pay

    Pay at any contactless terminal. Nothing changes at the register.

  3. Tapd picks the card

    It weighs reward rates, bonus caps, foreign fees and offers, and pays with the card that earns the most.

  4. See what you earned

    Every purchase shows which card paid and why.

Try it

Pick a purchase. Tapd scores four sample cards and pays with the best one.

CardEarns hereYou earn

Sample cards with made-up terms. Points valued at 1.5¢ (Dining) and 1.25¢ (Travel).

The offers you'd have to remember

Every card runs its own rotating categories, credits and limited-time offers, each with a different deadline. Tap the ones you'd actually keep track of.

0 of 10 tracked. You'd miss $317 this quarter.

    Sample offers on the same four made-up cards, for one quarter. Values assume typical household spending.

    Built to be trusted with your wallet

    Tapd sits between you and your money, so we hold ourselves to a few commitments from day one.

    Your cards
    Nothing new to sign up for

    Tapd isn't a bank and doesn't issue you credit. You keep your existing cards, accounts and rewards programs.

    Your data
    Never sold

    We use purchase details only to pick the best card for you. We don't sell personal data or use it for advertising.

    Your call
    Always in control

    See which card Tapd picked and why, and change it whenever you like.

    How we approach security →

    Team

    Two co-founders: one runs the company, one builds the product.

    George Laopodis

    Co-founder and CEO

    Runs strategy, partnerships, fundraising, legal and go-to-market.

    george@tapdtechnologies.com

    Noah Zaroff

    Co-founder and CTO

    Leads product and engineering, including the card-selection engine at the core of Tapd.

    noah@tapdtechnologies.com
    CompanyTapd Technologies, Inc., a Delaware corporation HeadquartersMiami, Florida MoreAbout the company · Press

    Questions

    Anything else, email hello@tapdtechnologies.com. We usually reply within a business day.

    Do I need to get new cards?

    No. Tapd works with the credit cards you already have. There's no new credit line and nothing to apply for.

    Is Tapd a bank?

    No. Tapd Technologies is a software company. We don't issue cards, lend money or hold your funds. Your purchases are made with your own cards, under your card issuers' terms.

    Do I still earn my cards' normal rewards?

    Yes. That's the point. Tapd picks which of your cards pays, and that card earns its rewards the way it always would.

    What happens to my data?

    We collect only what we need to pick the best card for each purchase, and we never sell personal data. Our security page sets out our principles, and the app will come with its own privacy policy before the beta opens.

    When can I use it?

    A private beta is planned for 2027, with a wider launch after that. Join the waitlist to be considered for early access.

    I work at a bank, card network or payments company.

    We'd like to hear from you. Get in touch and the founders will reply directly.

    Are you raising?

    We share investor materials on request. Reach out and George will follow up.